Bank Of Princeton Valuation

BPRN Stock  USD 36.42  0.29  0.80%   
At this time, the firm appears to be undervalued. Bank Of Princeton shows a prevailing Real Value of $38.29 per share. The current price of the firm is $36.42. Our model approximates the value of Bank Of Princeton from analyzing the firm fundamentals such as Profit Margin of 0.24 %, return on equity of 0.0699, and Current Valuation of 108.77 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Bank Of Princeton's valuation include:
Price Book
0.9213
Enterprise Value
108.8 M
Price Sales
3.149
Forward PE
11.1982
Trailing PE
13.3321
Undervalued
Today
36.42
Please note that Bank Of Princeton's price fluctuation is very steady at this time. Calculation of the real value of Bank Of Princeton is based on 3 months time horizon. Increasing Bank Of Princeton's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Bank Of Princeton is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Bank Stock. However, Bank Of Princeton's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  36.42 Real  38.29 Target  37.5 Hype  36.28 Naive  35.51
The intrinsic value of Bank Of Princeton's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Bank Of Princeton's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
38.29
Real Value
40.13
Upside
Estimating the potential upside or downside of Bank Of Princeton helps investors to forecast how Bank stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Bank Of Princeton more accurately as focusing exclusively on Bank Of Princeton's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
0.810.840.87
Details
Hype
Prediction
LowEstimatedHigh
34.4436.2838.12
Details
Potential
Annual Dividend
LowForecastedHigh
0.961.021.07
Details
3 Analysts
Consensus
LowTarget PriceHigh
34.1337.5041.63
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Bank Of Princeton's intrinsic value based on its ongoing forecasts of Bank Of Princeton's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Bank Of Princeton's closest peers.

Bank Of Princeton Cash

142.47 Million

Bank Of Princeton Total Value Analysis

Bank Of Princeton is currently projected to have valuation of 108.77 M with market capitalization of 244.46 M, debt of 2.01 B, and cash on hands of 47.97 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Bank Of Princeton fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
108.77 M
244.46 M
2.01 B
47.97 M

Bank Of Princeton Investor Information

About 26.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.92. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank Of Princeton last dividend was issued on the 4th of February 2026. The entity had 1:1 split on the 11th of January 2023. Based on the analysis of Bank Of Princeton's profitability, liquidity, and operating efficiency, Bank Of Princeton may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Total Cash From Operating Activities14.9 M16.9 M
Fairly Down
Slightly volatile

Bank Of Princeton Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Bank suggests not a very effective usage of assets in February.
 
Yuan Drop
 
Covid
 
Interest Hikes

Bank Of Princeton Profitability Analysis

Considering Bank Of Princeton's profitability and operating efficiency indicators, Bank Of Princeton is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Bank Of Princeton's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2012-09-30
Previous Quarter
6.5 M
Current Value
6.1 M
Quarterly Volatility
2.1 M
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Bank Of Princeton's Pretax Profit Margin is very stable compared to the past year. As of the 7th of February 2026, Operating Profit Margin is likely to grow to 0.22, while Gross Profit is likely to drop about 52.5 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.810.5583
Way Up
Pretty Stable
Net Profit Margin0.180.1339
Significantly Up
Very volatile
Pretax Profit Margin0.220.1704
Significantly Up
Very volatile
Return On Assets0.00760.0082
Significantly Down
Pretty Stable
Return On Equity0.09630.0687
Significantly Up
Very volatile
For Bank Of Princeton profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Bank Of Princeton to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Bank Of Princeton utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Bank Of Princeton's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Bank Of Princeton over time as well as its relative position and ranking within its peers.

Bank Of Princeton Earnings per Share Projection vs Actual

The next projected EPS of Bank Of Princeton is estimated to be 0.84 with future projections ranging from a low of 0.81 to a high of 0.87. Bank Of Princeton's most recent 12-month trailing earnings per share (EPS TTM) is at 2.71. Please be aware that the consensus of earnings estimates for Bank Of Princeton is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Covid
 
Interest Hikes
Bank Of Princeton is projected to generate 0.84 in earnings per share on the 31st of March 2026. Bank Of Princeton earnings estimates show analyst consensus about projected Bank Of Princeton EPS (Earning Per Share). It derives the highest and the lowest estimates based on Bank Of Princeton's historical volatility. Many public companies, such as Bank Of Princeton, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Bank Of Princeton Earnings Estimation Breakdown

The calculation of Bank Of Princeton's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Bank Of Princeton is estimated to be 0.84 with the future projection ranging from a low of 0.81 to a high of 0.87. Please be aware that this consensus of annual earnings estimates for Bank Of Princeton is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.9
0.81
Lowest
Expected EPS
0.84
0.87
Highest

Bank Of Princeton Earnings Projection Consensus

Suppose the current estimates of Bank Of Princeton's value are higher than the current market price of the Bank Of Princeton stock. In this case, investors may conclude that Bank Of Princeton is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Bank Of Princeton's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
276.38%
0.9
0.84
2.71

Bank Of Princeton Ownership Allocation

The market capitalization of Bank Of Princeton is $244.46 Million. Bank Of Princeton retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.

Bank Of Princeton Profitability Analysis

The company reported the previous year's revenue of 138.99 M. Net Income was 18.61 M with profit before overhead, payroll, taxes, and interest of 77.63 M.

Bank Of Princeton Past Distributions to stockholders

About Bank Of Princeton Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of Bank Of Princeton. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Bank Of Princeton based exclusively on its fundamental and basic technical indicators. By analyzing Bank Of Princeton's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Bank Of Princeton's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Bank Of Princeton. We calculate exposure to Bank Of Princeton's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Bank Of Princeton's related companies.
Last ReportedProjected for Next Year
Gross Profit77.6 M52.5 M
Pretax Profit Margin 0.17  0.22 
Operating Profit Margin 0.17  0.22 
Net Profit Margin 0.13  0.18 
Gross Profit Margin 0.56  0.81 

Bank Of Princeton Quarterly Retained Earnings

161.73 Million

Bank Of Princeton's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Bank Of Princeton's value is low or high relative to the company's performance and growth projections. Determining the market value of Bank Of Princeton can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Bank Of Princeton represents a small ownership stake in the entity. As a stockholder of Bank, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Bank Of Princeton Dividends Analysis For Valuation

As of the 7th of February 2026, Dividend Payout Ratio is likely to grow to 0.48, though Dividends Paid is likely to grow to (6.5 M). . At this time, Bank Of Princeton's Retained Earnings are very stable compared to the past year. As of the 7th of February 2026, Earning Assets is likely to grow to about 125.3 M, while Retained Earnings Total Equity is likely to drop about 105.2 M.
Last ReportedProjected for Next Year
Dividends Paid-6.8 M-6.5 M
Dividend Yield 0.04  0.02 
Dividend Payout Ratio 0.46  0.48 
Dividend Paid And Capex Coverage Ratio 1.85  1.76 
There are various types of dividends Bank Of Princeton can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Bank shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Bank Of Princeton directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Bank pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Bank Of Princeton by the value of the dividends paid out.

Bank Of Princeton Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding6.9 M
Quarterly Earnings Growth Y O Y0.194
Forward Price Earnings11.1982

Bank Of Princeton Current Valuation Indicators

Bank Of Princeton's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Bank Of Princeton's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Bank Of Princeton, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Bank Of Princeton's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Bank Of Princeton's worth.
When determining whether Bank Of Princeton offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank Of Princeton's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of Princeton Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of Princeton Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank Of Princeton. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
To learn how to invest in Bank Stock, please use our How to Invest in Bank Of Princeton guide.
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Will Regional Banks sector continue expanding? Could Bank diversify its offerings? Factors like these will boost the valuation of Bank Of Princeton. Projected growth potential of Bank fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Bank Of Princeton data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.194
Dividend Share
1.25
Earnings Share
2.71
Revenue Per Share
11.369
Quarterly Revenue Growth
0.054
Understanding Bank Of Princeton requires distinguishing between market price and book value, where the latter reflects Bank's accounting equity. The concept of intrinsic value - what Bank Of Princeton's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Bank Of Princeton's price substantially above or below its fundamental value.
It's important to distinguish between Bank Of Princeton's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bank Of Princeton should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Bank Of Princeton's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.